Choosing an executor for your estate can be an emotional decision to make. Most people we see choose a family member as Executor and this is not necessarily the best decision. Just because they are family doesn’t mean they have the knowledge to handle the confusing paperwork needed to settle an estate. An Executor should […]
Between the rising costs of higher education and the increasing need for a personally-funded retirement plan down the road, today’s children and teens are facing unique financial issues that you or your parents never needed to consider. To help make sure your children or grandchildren are best prepared for success in today’s changing economy, helping […]
Most people are not fully prepared to cope with disasters that damage property, destroy records, and interrupt income. These are the first steps: Check your homeowner’s or renter’s insurance policy to make sure you are adequately protected. Make a household inventory so you are prepared to file a claim. Take photos or videos, and save […]
Watch the video… We have been getting great reviews on this new interactive retirement planning tool. We can instantly review various “what if” scenarios to help you determine if you’re on track or not.
According to Social Security, women live longer than men, often earn less, and rely on Social Security for most of their retirement income. Approximately 700,00 people apply for spouse’s benefits annually, and over 90 percent of them are women. Social Security has established a Web site solely to assist women with Social Security Administration benefits. […]
Most people don’t think of themselves as having an “estate”. Most people think of an “estate” as mansion on a hill, with the multi-millionaire living inside. This is inaccurate thinking. If you own anything, you have an estate. And if you don’t set things up right while you’re still with us, your family could get […]
If you care about the privacy of your financial information, your credit history, and your charge-card numbers, you can protect yourself from criminals. Identity theft is the fastest growing financial crime in the U.S. It can be as simple as someone stealing your credit-card number and charging merchandise to your account. Or it can be […]
More than 5,700 IRS scam victims have lost a reported $31 million as of March 2016. By arming yourself with knowledge about how the IRS operates, you can protect your hard-earned money and reputation. Call us today to learn the facts!
If you are holding individual stocks in a retirement account as well as in a regular non-retirement account, it is important to be aware of having the correct stock in the right account. For example, stocks paying high dividends should go into your retirement account, since those dividends would otherwise be taxed right away at […]
People in retirement often wonder what to do when you need money to live on, or to make a major purchase or go on vacation; or before retirement, for buying a house or to pay for college, or whatever. Some people say that you should look at taking money out of a tax deferred vehicle […]