While experts are divided on the existence of a retirement savings crisis in America, the average household headed by someone age 55-64 has saved around $100,000 for retirement. Is your household one of them? Call us to schedule an appointment to ensure you have the best saving strategy for your needs. https://www.wsj.com/articles/is-there-really-a-retirement-savings-crisis-1492999861
Many people routinely add $100 or $200 to their mortgage payment each month. It’s a good feeling to know they are closer to paying off their home or apartment. For some of them, however, it may not be the best move, financially speaking. Those whose mortgage interest is tax-deductible, could make another choice. Their interest […]
Many homeowners purchase an insurance policy when they first move in, but they may not understand the importance of periodically reviewing it or reassessing their needs. It’s an oversight that can ultimately lead to a gap in their coverage. A home renovation or upgrade is another reason you may want an insurance review. Everything from […]
Last year 10 million Americans were victims of the fastest-growing crime in the country. The number of identity thefts have been doubling every year since 2000. Sometimes people don’t know what happened until they find big charges they didn’t make on credit cards, begin getting calls from debt collectors, or get a summons to go […]
It is no secret that Millennials, men and women ages 25-34, are very different from their parents and grandparents. But many of those differences stem from the fact that Millennials are facing challenges, specifically financial challenges, that previous generations didn’t have to face, such as crushing student loan debt. At a time when the largest […]
Like other major life events, pre-funding your funeral will give you peace of mind, comfort and assurance knowing that money will be there to pay your final expenses. Now, wouldn’t it be nice to have an insurance policy that is designed to do exactly that? Pay for your funeral costs, while also helping you […]
If you believe what you see on television, wall safes are for big stacks of cash from shady deals. In real life, that’s not the case. Almost everyone has important papers, jewelry, and other valuables that should be protected against theft, fire, or natural disaster. And a reasonable amount of cash gives people a secure […]
It’s never been more important to save for retirement. Baby boomers are set to strain the Social Security system in the years ahead. Studies repeatedly show that we fail to save enough on our own for retirement. The earlier you start and the more you save, the more comfortable your later years can be. Fortunately, […]
Between unexpected expenses like home repairs or car trouble and milestone expenses like college tuition or retirement, it can be difficult to know if you are using the best savings strategies. When it comes to saving wisely, a lot can be said for employing methods that help you retain more of your money and allocate […]
According to the U.S. Census Bureau, one in six Americans will move to a new home this year. About one-third of those who move will do it when school is out for the summer. If you will be among them, plan to protect your goods and your pocketbook. Complaints against the moving industry logged by […]